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Negotiating the world of club liability can seem like a daunting task in an ever-changing landscape, where every club can be held liable.
 
That’s why Peter James Insurance is pleased to offer the most comprehensive club liability insurance scheme in the UK, at the most competitive premiums.
Peter James Insurance director Cheryl Maybury said: “We’ve created a scheme which can be tailored to the exact requirements of your club, and if your club is a member of the Federation of British Historic Vehicle Clubs, you can also get beneficial rates.”
Run through its sister company Stewart Miller Insurance, the Club Insurance Scheme includes as standard:
EMPOLYERS' LIABILITY (£10 million) - To protect your club against the cost of compensation claims from employees or volunteers who have sustained an injury as a result of activities undertaken on behalf of your club.
PRODUCTS LIABILITY (£2 million or £5 million) - Covers the sale and provision of food and drink, regalia, memorabilia and printed literature. Can be increased to include the sale of new and remanufactured automotive parts, with no exclusions for safety critical parts. If required, cover can be extended further for worldwide distribution, including USA and Canada, with worldwide courts’ jurisdiction at very competitive premiums - an option not offered by many other insurers.
PUBLIC LIABILITY (£2 million or £5 million) - To protect your club in the event of any members of the public suffering personal injury or property damage due to negligence occurring during your club’s activities. It will pay for the cost of subsequent legal expenses and compensation claims and is a general requirement by organisers for clubs attending shows and events. It also covers the cost of compensation claims under the Data Protection Act, including claims relating to breach of GDPR regulations, up to £250,000.

PROFESSIONAL INDEMNITY - includes libel and slander (£250,000) - Offers protection against claims of incorrect advice given to a club member or third party, due to which a financial loss may be incurred. Cover includes advice given regarding vehicles of historic interest and can be extended to include vehicle valuations for an additional premium.

ALL RISKS COVER - Covers club property up to £1,000*, anywhere in the UK, including at shows and events.
MONEY COVER - Covers up to £200* when attending shows and events.
*Amounts can be increased if required.
All Club liability cover can also be extended as required to include: Buildings, Contents, Stock, Defective Workmanship, Directors and Officers, Cyber Liability and Legal Expenses.

    

Additional information

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